Category: Mortgage Information Center

Selling Your Home? 4 Ways To Get Your Garage Ready

Selling Your Home? 4 Ways To Get Your Garage Ready

July 26, 2018 |

The garage is often the last thing on seller’s minds when it comes to home staging. It is prudent to make sure your kitchen and bathrooms are perfect for showings. Make sure that you don’t neglect your garage when getting your home ready to sell.

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Check Out This Great Next Gen Kitchen Technology

Check Out This Great Next Gen Kitchen Technology

July 25, 2018 |

There’s perhaps no better indicator that we are living in the technology age than Smart gadgets infiltrating the kitchen. Whether they are little conveniences or big-ticket items, the chef in every home can benefit from the devices that help improve cooking, storage and food preparation. These are some of the next generation kitchen items that are making life a little easier and homes a tad more valuable.

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3 Generations Top Housing Market Trends

3 Generations Top Housing Market Trends

July 24, 2018 |

Historians like to say that those who do not learn the lessons of the past are doomed to repeat them. In the real estate industry, the chances of that happening are slim because agents and other professionals follow market trends closely.

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Working From Home: 5 Best Tips To Make It Work

Working From Home: 5 Best Tips To Make It Work

July 10, 2018 |

Carving out space for a home office isn’t always easy, but if you have the option to work from home even part of the time, it’s essential to have a space that works for you.

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Top Uses Of A HELOC

Top Uses Of A HELOC

July 5, 2018 |

Homeowners who have equity built up in their homes can tap into that equity using a home equity line of credit, or HELOC. This financial tool can be a great way to accomplish a number of financial goals.

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Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

July 3, 2018 |

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.

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Understanding the Factors That Impact Your Credit Score

Understanding the Factors That Impact Your Credit Score

June 27, 2018 |

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

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3 Programs That Allow You To Buy A Home With No Money Down In 2018

3 Programs That Allow You To Buy A Home With No Money Down In 2018

June 21, 2018 |

Home buyers are typically advised to put at least 20% down for a mortgage. Coming up with that amount can seem almost impossible if you have little to no money left over after paying bills each month.

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How To Qualify For An FHA Loan

How To Qualify For An FHA Loan

June 1, 2018 |

Borrowers who cannot qualify for a conventional mortgage are often able to obtain an FHA loan. However, to secure this type of loan, you must still meet certain requirements.

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Understanding Your Debt To Income Ratio

Understanding Your Debt To Income Ratio

May 31, 2018 |

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio.

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