Category: Mortgage Information Center

Down Payments 101: Is It Worth It to Put More Than 20 Percent Down?

Down Payments 101: Is It Worth It to Put More Than 20 Percent Down?

February 9, 2018 |

Are you thinking of buying a new home this spring or summer? If so, you’re not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you’re a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

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The 4-Step Financial Checkup to Get Ready for a Mortgage in 2018

The 4-Step Financial Checkup to Get Ready for a Mortgage in 2018

February 6, 2018 |

Are you ready to join the ranks of homeowners in our local community? Congratulations – homeownership is a big step towards building your net worth and financial freedom. However, it is also a significant transaction that will affect your finances for the foreseeable future. Let’s take a look at a quick four-step checklist that will help you to get ready to buy a home with a mortgage in 2018.

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What Is Mortgage Insurance and How Does It Benefit Me? Let’s Take a Look

What Is Mortgage Insurance and How Does It Benefit Me? Let’s Take a Look

February 2, 2018 |

Are you in the market for a new home? If you are considering a mortgage, you may be curious about mortgage insurance, commonly referred to as PMI or MI. Let’s explore the topic of mortgage insurance, including how it works to reduce risk and how it benefits you as the mortgage borrower.

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Spring Is Coming: Get a Jump on Spring Cleaning and Breathe New Life into Your Tired Spaces

Spring Is Coming: Get a Jump on Spring Cleaning and Breathe New Life into Your Tired Spaces

January 31, 2018 |

Spring is almost here – and with it, the need to clean out the clutter and freshen up your home. Let’s explore a few tips that will help you to get a jump on your spring cleaning so that you can get outside and enjoy the nice weather later.

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3 Reasons You Might Consider Refinancing Your Mortgage in Early 2018

3 Reasons You Might Consider Refinancing Your Mortgage in Early 2018

January 26, 2018 |

If you are a homeowner who has had their mortgage for a few years, you may be starting to wonder about refinancing. In essence, this is the process of retiring your current mortgage and taking out a new one because the terms are more favorable to you.

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In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 25, 2018 |

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

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Shopping for a Mortgage? Don’t Make These Key Mistakes That Trip Up First-time Buyers

Shopping for a Mortgage? Don’t Make These Key Mistakes That Trip Up First-time Buyers

January 23, 2018 |

Are you ready to dive into the real estate market for the first time? Buying a new house, condo or apartment is an exciting experience that sets you on the path to building your net worth. However, if you are planning to take out a mortgage, you should be aware that there are some potential pitfalls to avoid

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Renovating in 2018? Cash-out Mortgage Refinancing Might Be the Best Way to Fund It

Renovating in 2018? Cash-out Mortgage Refinancing Might Be the Best Way to Fund It

January 17, 2018 |

If you are a homeowner thinking about a significant home renovation in 2018, you have probably already considered your budget. As with any large project, you need to have the ability to pay the expected costs plus have a little bit extra set aside, just in case.

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3 Great Reasons to Use an Experienced Mortgage Professional for Your Next Mortgage

3 Great Reasons to Use an Experienced Mortgage Professional for Your Next Mortgage

January 12, 2018 |

Are you thinking about buying a new home in 2018? Whether you are a first-time home buyer or you’re downsizing now that the kids have moved out, you are likely considering whether or not you will need a mortgage. Even if you can afford to buy a home in cash, taking out a mortgage can help you maintain your liquidity for other spending purposes.

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Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement Project

Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement Project

January 10, 2018 |

Have you been scratching your head, wondering what your next great home renovation project should be? If you are like most homeowners, you have many areas that could use a little attention. Let’s explore three reasons why installing solar panels should be high on your list of home improvement projects for 2018.

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