Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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Is Now a Good Time to Cash Out Your Home Equity?

Is Now a Good Time to Cash Out Your Home Equity?

March 12, 2019 |

For many Americans, their home is their primary investment. The equity stored in your residence can be a source of available cash for home repairs, upgrades, or for financing the purchase of investment properties. However, few homeowners really understand the process that results in home equity.

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What’s Ahead For Mortgage Rates This Week – March 11h, 2019

What’s Ahead For Mortgage Rates This Week – March 11h, 2019

March 11, 2019 |

Last week’s economic news included readings on new home sales, construction spending, and housing starts. Data on building permits was released along with Labor Department reports on public and private-sector jobs and the national unemployment rate. Weekly readings on mortgage rates and new jobless claims were also released.

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5 Options To Consider When Your Appraisal Comes In Low

5 Options To Consider When Your Appraisal Comes In Low

March 8, 2019 |

Yikes! You are already set on buying the home that you picked out and the appraisal comes back at a lower amount than the amount needed for the home loan to be approved. What do you do? After you calm down your significant-other and then take three deep breaths, here are some options to consider.

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Sound Advice From Successful Home Sellers

Sound Advice From Successful Home Sellers

March 7, 2019 |

The real estate market and all the things involved in selling a home can seem complicated, and it can be very hard to know which tips to trust. While there’s plenty of great advice to go around from many knowledgeable sources, here are some of the best tips from home sellers who have made a successful sale.

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Looking For A Major Lifestyle Change? Consider Buying A ‘Micro’ Home

Looking For A Major Lifestyle Change? Consider Buying A ‘Micro’ Home

March 6, 2019 |

With the cost of a home on the rise and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It’s important, however, to consider what living small is really like before deciding that it’s the right move for you.

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5 Key Tips To Prepare For A Quick Mortgage Approval

5 Key Tips To Prepare For A Quick Mortgage Approval

March 5, 2019 |

Whether you’re finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you’ll need to prove your reliability to a mortgage lender.

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What’s Ahead For Mortgage Rates This Week – March 4th, 2019

What’s Ahead For Mortgage Rates This Week – March 4th, 2019

March 4, 2019 |

Last week’s economic reports included readings from Case-Shiller Housing Price Indices and Commerce Department reports on housing starts and building permits issued. Readings on pending home sales and consumer confidence were released along with weekly reports on mortgage rates and initial jobless claims.

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Down Payment Money Saving Mistakes

Down Payment Money Saving Mistakes

March 1, 2019 |

Are you saving up money for a down payment? Saving money to put down on a home is always a smart idea, but there are right ways and wrong ways to go about it. Understanding how to best save for a down payment will go a long way toward ensuring you’re ready when you finally find the house of your dreams.

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8 Ways To Maintain A Great Credit Score

8 Ways To Maintain A Great Credit Score

February 28, 2019 |

Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

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Case-Shiller: December Home Price Growth Slowest in 4 Years

Case-Shiller: December Home Price Growth Slowest in 4 Years

February 27, 2019 |

Case-Shiller Home Price Indices reported the slowest rate of U.S. home price growth since November 2014. According to the 20-City Home Price Index, Home prices grew by 4.20 percent year-over-year and were 0.20 percent higher in December as compared to November. The 20-City Home Price Index fell short of analysts’ expected gain of 4.80 percent year-over-year. Case-Shiller’s National Home Price Index reported home prices increased 4.70 percent in the fourth quarter of 2018.

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