Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

July 2, 2018 |

Last week’s economic reports included readings from Case-Shiller housing market indices and data released on new and pending home sales. Weekly releases on mortgage rates and first-time unemployment claims along with the Consumer Sentiment Index for June were also posted.

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Home Automation Conveniences Attract Buyers

Home Automation Conveniences Attract Buyers

June 28, 2018 |

The rise in Millennial home buyers will inevitably change the items that promote faster and more lucrative home sales.

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Understanding the Factors That Impact Your Credit Score

Understanding the Factors That Impact Your Credit Score

June 27, 2018 |

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

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Is It A Good Idea To Buy A Remodeled Home?

Is It A Good Idea To Buy A Remodeled Home?

June 26, 2018 |

If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home.

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What’s Ahead For Mortgage Rates This Week – June 25th, 2018

What’s Ahead For Mortgage Rates This Week – June 25th, 2018

June 25, 2018 |

Last week’s economic reports included readings from the National Association of Home Builders, Commerce Department reports on housing starts and building permits issued. Sales of pre-owned homes were reported along with weekly readings on mortgage rates and new jobless claims.

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3 Tips For Getting The Most Out Of Your Time House Hunting

3 Tips For Getting The Most Out Of Your Time House Hunting

June 22, 2018 |

In the ideal home-buying scenario, you’d have plenty of time to find the perfect home. However, this is not always possible. Maybe you are relocating for a job and have to buy a house from across the country. If this is the case, you might have to limit the time that you spend house hunting.

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3 Programs That Allow You To Buy A Home With No Money Down In 2018

3 Programs That Allow You To Buy A Home With No Money Down In 2018

June 21, 2018 |

Home buyers are typically advised to put at least 20% down for a mortgage. Coming up with that amount can seem almost impossible if you have little to no money left over after paying bills each month.

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House Hunting When You Are In A Time Crunch

House Hunting When You Are In A Time Crunch

June 20, 2018 |

In an ideal world, you’d have plenty of time to find the perfect home. However, that does not always happen. Maybe you are relocating because of a job transfer. Fortunately, it doesn’t have to take months to find the perfect home. You can speed up the process of buying a home utilizing some tried and true tips.

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How To Manage Investment Property While Working Full-Time

How To Manage Investment Property While Working Full-Time

June 19, 2018 |

In 2017, upwards of 75 percent of independent rental property owners in the U.S. reportedly worked another job on top of being a landlord. That means the overwhelming majority of landlords are attempting to juggle more than they can handle at times.

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What’s Ahead For Mortgage Rates This Week – June 18th, 2018

What’s Ahead For Mortgage Rates This Week – June 18th, 2018

June 18, 2018 |

Last week’s economic reports included the post-meeting statement by the Fed’s Federal Open Market Committee along with readings on retail sales and inflation. Weekly reports on mortgage rates and new jobless claims were also released.

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