Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

November 28, 2017 |

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today’s students have to borrow to invest in their education, which can affect financial plans once school is finished. In today’s post, we will explore buying a home with a mortgage when still dealing with outstanding student loan debt.

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What’s Ahead For Mortgage Rates This Week – November 27, 2017

What’s Ahead For Mortgage Rates This Week – November 27, 2017

November 27, 2017 |

Last week’s economic reports included readings on pre-owned home sales, weekly reports on mortgage rates and new jobless claims and consumer sentiment. The weekly news cycle was shorter due to the Thanksgiving holidays on Thursday and Friday.

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Are You Ready for Home Ownership? Find Out by Answering These 4 Questions

Are You Ready for Home Ownership? Find Out by Answering These 4 Questions

November 24, 2017 |

Have you been dreaming about a larger, roomier or more luxurious living space? Or perhaps just want to experience the joy of owning your own home and building your net worth instead of renting? Let’s explore a few questions that can help to answer whether or not you’re ready for a new lifestyle as a homeowner.

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Four Pieces of Mortgage ‘Advice’ That You Should Take With the Proverbial Grain of Salt

Four Pieces of Mortgage ‘Advice’ That You Should Take With the Proverbial Grain of Salt

November 22, 2017 |

Are you in the market for a new home? If you have been talking to friends and family or researching online, you have likely come across quite a bit of mortgage-related advice. As with anything, there is low-quality advice out there which is essential to avoid. In today’s blog post we will share four pieces of mortgage-related advice that you should take with the proverbial ‘grain of salt.’

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3 Ways That a Reverse Mortgage Can Transform Your Retirement

3 Ways That a Reverse Mortgage Can Transform Your Retirement

November 21, 2017 |

Are you a retired individual looking for ways to increase your financial security? If so, you may have heard of a home equity conversion mortgage, more commonly known as a reverse mortgage. Used correctly, this is one of the most effective financial products for retirees who own their home.

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What’s Ahead For Mortgage Rates This Week – November 20, 2017

What’s Ahead For Mortgage Rates This Week – November 20, 2017

November 20, 2017 |

Last week’s economic news included remarks by Fed Chair Janet Yellen about the diversity of opinions in the Federal Open Market Committee, readings on inflation, and the National Association of Home Builders Housing Market Index. The Commerce Department issued reports on housing starts and building permits issued; Freddie Mac and the Commerce Department issued weekly readings on mortgage rates and new jobless claims.

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Single and Considering a New Home? Here’s What You’ll Need to Know About Your Mortgage

Single and Considering a New Home? Here’s What You’ll Need to Know About Your Mortgage

November 17, 2017 |

Have you decided that it is time to move on from renting? If you are single and living alone, you may be wondering whether or not homeownership is right for you. Let’s have a look at a few key factors that you will need to be aware of when taking out a mortgage as a single person.

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Let’s Talk Closets: Why a Walk-in Closet Is a Must Have for Any New Home Buyer

Let’s Talk Closets: Why a Walk-in Closet Is a Must Have for Any New Home Buyer

November 16, 2017 |

Are you in the market for a new house or condo? Whether you’re looking for something luxurious or intimate, you’ll want to ensure that you have enough space for all of life’s necessities. Many home buyers focus on bedrooms, bathrooms and living areas as their top priorities. But have you given any thought to your closet space?

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The Easy 3-Step Guide to Get Started With Real Estate Investing

The Easy 3-Step Guide to Get Started With Real Estate Investing

November 15, 2017 |

Are you interested in expanding your investment portfolio with hard, long-term assets that are almost certain to grow in value? If so, you will want to consider investing in real estate. Let’s take a look at how you can get started with real estate investing in just three easy steps.

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Buying a New Home? Make Your Move Easier With These Three Purging Tips

Buying a New Home? Make Your Move Easier With These Three Purging Tips

November 14, 2017 |

Are you thinking about buying a new house or apartment? While the prospect of a new home is undoubtedly exciting, you may be dreading the thought at having to pack everything up and move. In today’s blog post we will explore three tips for purging old, unwanted or forgotten items before making a move into a new home.

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