Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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Five Things to Do With a Windfall Other Than Spend it Right Away

Five Things to Do With a Windfall Other Than Spend it Right Away

June 14, 2019 |

Perhaps you have won the lottery, received an inheritance, or cashed in one of your investments, and now you have a large sum of money you don’t know what to do with.

Although it is tempting to cruise around town in a brand new sports car it is important to think carefully about how to spend your newfound cash.

To give you some ideas on the smartest way to use your new wealth, here are five things to do with a windfall other than spend it right away:

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How To Buy A Bargain Home As A Short Sale

How To Buy A Bargain Home As A Short Sale

June 13, 2019 |

A short sale is when the mortgage lender(s) agrees to sell the property for a lower amount than the loan-balance remaining.

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What Is A Reverse Mortgage?

What Is A Reverse Mortgage?

June 12, 2019 |

A reverse mortgage is a way to use the equity value that built up in a home to improve the quality of life for those who have appropriate circumstances when they reach the retirement age of 62 or older. With a reverse mortgage, a person continues to live in their own home and retains the title to it but does not have to make any monthly reverse mortgage payments.

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7 New Home Upgrades that Could Save Your Life

7 New Home Upgrades that Could Save Your Life

June 11, 2019 |

One of the best things about moving into a new home is personalizing it and really making it yours. From hanging wall art to arranging furniture to finding the perfect spot for your grandmother’s hand crocheted afghan, it’s a real joy to decorate.

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What’s Ahead For Mortgage Rates This Week – June 10th, 2019

What’s Ahead For Mortgage Rates This Week – June 10th, 2019

June 10, 2019 |

Last week’s economic releases included readings on construction spending, public and private sector jobs and national unemployment. Weekly reports on mortgage rates and first-time unemployment claims were also released.

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Make the Most Of A Small Yard Space

Make the Most Of A Small Yard Space

June 7, 2019 |

It’s great to have a yard in this day and age, but so many new developments in the city have limited green space for you to let your imagination run wild. If you’re wondering what you can do with your patch of green space or small yard, here are a few options for making it aesthetically appealing and still maximize the potential.

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Renovations That Improve Resale Value And Those That Don’t

Renovations That Improve Resale Value And Those That Don’t

June 6, 2019 |

Those who want to renovate a home usually do this to make it more spacious, improve its condition, and to add amenities. However, it is also important to consider if the renovation has the potential to add value to a home.

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The Importance Of “Rights” When Buying A Property

The Importance Of “Rights” When Buying A Property

June 5, 2019 |

When buying real estate there are certain standard rights usually included, unless the property has an encumbrance that in some way causes an exclusion as noted in the sale. There are also additional rights that may or may not be in the sale, which may represent significant value.

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Want to Make A Richer Life? Take Time To Make Time

Want to Make A Richer Life? Take Time To Make Time

June 4, 2019 |

Many who are financially sound got that way by being skilled at accumulating wealth. The question is, did they also accumulate quality of life? Working all the time to build wealth, while at the same time lacking happy experiences with those who are important, is not creating a rich life.

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What’s Ahead For Mortgage Rates This Week – June 3rd, 2019

What’s Ahead For Mortgage Rates This Week – June 3rd, 2019

June 3, 2019 |

Last week’s economic news included readings from Case-Shiller on home prices and pending home sales. Readings on consumer confidence and weekly reports on mortgage rates and new jobless claims were also released.

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