Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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Why a Buyer Needs An Independent Inspection at Closing

Why a Buyer Needs An Independent Inspection at Closing

December 12, 2018 |

Many sellers hire inspectors and appraisers to value their home prior to placing it on the market. It’s important for buyers to hire their own inspector to get an independent opinion. If a buyer orders an inspection before the sale goes through, the seller may have to resolve any issues that arise. If you forego the inspection, you inherit any problems that come with the house.

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6 Ways To Find the Right Neighborhood For Your Lifestyle

6 Ways To Find the Right Neighborhood For Your Lifestyle

December 11, 2018 |

Choosing a neighborhood you live in is almost as important as the house you buy. The right neighborhood can make your house feel even more like a home. But how do you find the right neighborhood to shop for your next home?

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What’s Ahead For Mortgage Rates This Week – December 10th, 2018

What’s Ahead For Mortgage Rates This Week – December 10th, 2018

December 10, 2018 |

Last week’s economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims.

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4 Important Reasons Why You Should Consider Buying A Green Home

4 Important Reasons Why You Should Consider Buying A Green Home

December 7, 2018 |

Buying a home is one of the most important decisions you can make. There are many decisions involved in choosing the right home from picking a real estate agent, to figuring out what type of home will suit your needs. You want the right sized rooms, a floor plan that fits your family, and certain home features you know you can’t live without.

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Newest Home Pricing Data Shows Homes Becoming More Attainable Across The Country

Newest Home Pricing Data Shows Homes Becoming More Attainable Across The Country

December 6, 2018 |

Case-Shiller’s 20-city home price index for September reported the lowest pace of year-over-year home price growth in almost two years.

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5 Strategies Millennials Can Use To Buy Homes

5 Strategies Millennials Can Use To Buy Homes

December 5, 2018 |

Millennials face numerous challenges when buying their first homes. 55% of young adults between 25 and 34 years old don’t own homes as compared to 80% in 1967, according to data from the Census Bureau.

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3 Things You Need To Know About Divorce And Homeownership

3 Things You Need To Know About Divorce And Homeownership

December 4, 2018 |

Divorce can be an incredibly emotional and financially stressful time. Questions about what happens to assets and the family home add to the anxiety. Each state has divorce laws that differ and that can complicates decision-making.

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What’s Ahead For Mortgage Rates This Week – December 3rd, 2018

What’s Ahead For Mortgage Rates This Week – December 3rd, 2018

December 3, 2018 |

Last week’s economic news included readings from Case-Shiller Home Price Indices, sales of new homes and pending home sales. FHFA increased maximum loan limits permitted for mortgages held or guaranteed by Fannie Mae and Freddie Mac. Weekly readings for mortgage rates and first-time jobless claims were also released.

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Home Buying Power Remains In Motion Depsite Rising Mortgage Rates

Home Buying Power Remains In Motion Depsite Rising Mortgage Rates

November 30, 2018 |

The real estate market does not occupy a space outside the laws of physics. As Sir Isaac Newton so aptly theorized, “for every action, there is an equal and opposite reaction.” When applying the English physicist’s Third Law to today’s rising mortgage rates, anticipating the reaction can be valuable information if you are planning to buy or sell a home or commercial property.

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NAHB Reports Lowest Builder Confidence Reading Since 2014

NAHB Reports Lowest Builder Confidence Reading Since 2014

November 29, 2018 |

Obstacles facing home builders have caught up with high builder confidence according to the National Association of Home Builders Housing Market Index for November. Builder confidence dropped eight points to an index reading of 60, which was the largest month-to-month drop in builder confidence since 2014. November’s decline in builder confidence was greater than the largest month-to-month decline during the housing crisis.

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