Author Archive: Jehoshua Shapiro

Emortgages.com has been in business since 1998. We were one of the first mortgage companies in the country to take the mortgage business online. We wanted to give our customers 24/7 access to rates, application forms, and mortgage information.

We have a great group of agents and processors who are ready and willing to help our customers through the entire home mortgage process from start to finish. We understand that you have many mortgage consultant options and are prepared to earn your long term trust.

I would love to connect with you about any of your real estate finance questions. Give me a call at our office number (707) 763-6290, toll-free at (800) 619-4400 or email me at js@emortgages.com. Am looking forward to being in touch.

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3 Ways That Buying a New Construction Home Beats Buying an Existing One, Every Time

3 Ways That Buying a New Construction Home Beats Buying an Existing One, Every Time

January 19, 2018 |

Are you in the market for a new house? Whether you are a first-time home buyer or are upgrading to get more space, you will need to choose between buying an existing home or building a brand new one. Let’s explore three reasons why new construction homes are better than existing homes.

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Looking to Buy a Home in 2018 and Don’t Know Where to Start? Here’s a Few Tips

Looking to Buy a Home in 2018 and Don’t Know Where to Start? Here’s a Few Tips

January 18, 2018 |

Are you a renter that has become tired of paying someone else’s mortgage and not building any equity? Or a homeowner who has a growing family and is in need of more space? Whatever the case, if you are in the market for a new home there is no time like the present. Let’s explore a few tips that will help you to prepare for the home buying experience.

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Renovating in 2018? Cash-out Mortgage Refinancing Might Be the Best Way to Fund It

Renovating in 2018? Cash-out Mortgage Refinancing Might Be the Best Way to Fund It

January 17, 2018 |

If you are a homeowner thinking about a significant home renovation in 2018, you have probably already considered your budget. As with any large project, you need to have the ability to pay the expected costs plus have a little bit extra set aside, just in case.

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What’s Ahead For Mortgage Rates This Week – January 16, 2018

What’s Ahead For Mortgage Rates This Week – January 16, 2018

January 16, 2018 |

Consumer prices fell from November’s reading of 0.40 percent growth to o.10 percent growth in December, which matched expectations. The Core Consumer Price Index, which excludes volatile food and energy prices, dropped to 0.30 percent from November’s growth rate of 0.40 percent. Analysts expected a Core CPI reading of 0.20 percent for December.

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3 Great Reasons to Use an Experienced Mortgage Professional for Your Next Mortgage

3 Great Reasons to Use an Experienced Mortgage Professional for Your Next Mortgage

January 12, 2018 |

Are you thinking about buying a new home in 2018? Whether you are a first-time home buyer or you’re downsizing now that the kids have moved out, you are likely considering whether or not you will need a mortgage. Even if you can afford to buy a home in cash, taking out a mortgage can help you maintain your liquidity for other spending purposes.

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Buying a New Home in a Hot Real Estate Market? Here Are 4 Tips You Will Need to Be Successful

Buying a New Home in a Hot Real Estate Market? Here Are 4 Tips You Will Need to Be Successful

January 11, 2018 |

Are you in the market for a new house? In a buyer’s market, finding and closing on a beautiful home can seem very easy. However, if you are shopping when the market is hot, you may end up fighting bidding wars and losing your dream home to a competing buyer. Let’s take a look at four tips that you will need to be successful when house hunting in a hot local real estate market.

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Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement Project

Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement Project

January 10, 2018 |

Have you been scratching your head, wondering what your next great home renovation project should be? If you are like most homeowners, you have many areas that could use a little attention. Let’s explore three reasons why installing solar panels should be high on your list of home improvement projects for 2018.

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3 Completely False Myths About Reverse Mortgages That Need to Be Debunked

3 Completely False Myths About Reverse Mortgages That Need to Be Debunked

January 9, 2018 |

Are you a senior or retired individual older than 62 who is looking to supplement their retirement income? If so, you may have heard about a unique financial product known as a reverse mortgage. In today’s blog post we will explore three myths about reverse mortgages and share why they need to be debunked. Let’s get started.

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What’s Ahead For Mortgage Rates This Week – January 8, 2018

What’s Ahead For Mortgage Rates This Week – January 8, 2018

January 8, 2018 |

Last week’s economic reports included readings on construction spending, minutes of the most recent meeting of the Fed’s Federal Open Market Committee. Labor reports including ADP, Non-Farm Payrolls, and national unemployment were released along with weekly readings on mortgage rates and new jobless claims.

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On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 5, 2018 |

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

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