Mortgage Information Center

DIY Home Projects: Creating a Study Space That Will Help Your Children Stay Focused
September 22, 2017 |

DIY Home Projects: Creating a Study Space That Will Help Your Children Stay Focused

If you’re a parent of school-aged children, you’ve likely been concerned with their study habits at some point. Sitting down in front of the television or at the dinner table to crack open the books is going to be less efficient than doing so in a quieter, more productive work space. Let’s explore how to create a study space that will help keep your children focused and on task.

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It’s Pre-approval Time: How to Get Your Finances in Order for Your Mortgage Approval
September 21, 2017 |

It’s Pre-approval Time: How to Get Your Finances in Order for Your Mortgage Approval

Buying a new home is one of the most exciting experiences a person or family can have. Of course, before you can step foot into your new dream home you will need to get prepared financially, especially if you are taking out a mortgage to cover some of the purchase price. Let’s take a look at a few key steps that will help you to prepare for the financial background checks that are part of the mortgage process.

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NAHB: Builder Confidence Dips on Hurricane Damage
September 20, 2017 |

NAHB: Builder Confidence Dips on Hurricane Damage

Home builders had less confidence in housing market conditions in September. In the aftermath of Hurricanes Harvey and Irma, builders worried that ongoing shortages of construction labor and materials would worsen. NAHB Chairman Granger MacDonald said that concerns over labor and building materials were “intensified,” but said that builder confidence was expected to return to high readings once rebuilding is underway.

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Real Estate

5 Surprisingly Stylish Ways to Improve Your Living Room’s Look Using Wallpaper
August 24, 2017 |

5 Surprisingly Stylish Ways to Improve Your Living Room’s Look Using Wallpaper

From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly re-vamp a room. If you’re contemplating ways that wallpaper can benefit your space, here are some options you may want to try out.

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Itching to Start a Project? Don’t Forget These Four Key Tips to Avoiding Renovator’s Remorse
August 22, 2017 |

Itching to Start a Project? Don’t Forget These Four Key Tips to Avoiding Renovator’s Remorse

Take a look around your home. Do you feel that burning desire to renovate or upgrade certain areas? Perhaps it’s the kitchen countertops or the d?cor in the master bedroom. Whatever the case, if you’re itching to take on a home renovation project you’ll want to ensure it’s one that makes your life better – not worse! Let’s take a look at four tips that will help you to avoid experiencing “renovator’s remorse.”

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Yes, You Should Take the Plunge and Buy a New Home in 2017. Here’s Why
August 18, 2017 |

Yes, You Should Take the Plunge and Buy a New Home in 2017. Here’s Why

Are you thinking about buying a house, apartment or condo? In many markets across the country, there’s never been a better time than now to become a homeowner. In this post, we’ll share a few reasons why the conditions are right to jump into the market and buy a new home.

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Market News

Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level
August 30, 2017 |

Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level

According to the Case-Shiller National Home Price Index for June, Seattle, Washington continued to lead home price growth for the tenth consecutive month with a June reading of 13.40 percent growth year-over-year. Portland Oregon held second place for home price growth in the 20-City Home Price Index in June but trailed Seattle by 5.20 percent with 8.20 percent year-over-year home price growth. Dallas Texas held third place with a year-over-year home price growth rate of 7.70 percent. The 20-City Home Price Index increased by 5.70 percent year-over-year and was unchanged from May’s reading.

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NAHB: Builder Sentiment Surges in August
August 16, 2017 |

NAHB: Builder Sentiment Surges in August

Home builder confidence in housing market conditions surged in August after sagging to an eight-month low in July. The National Association of Home Builders reported a July reading of 68 in August after analysts expected a one- point increase from July’s Housing Market Index reading of 64. Any reading over 50 indicates that more builders consider housing market conditions positive than those who do not.

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NAHB: Builder Confidence in Market Conditions Dips in July
July 19, 2017 |

NAHB: Builder Confidence in Market Conditions Dips in July

According to the National Association of Home Builders, July builder sentiment dipped to an index reading of 64 as compared to June’s revised reading of 66, the original reading was 67. Analysts expected the reading for July to increase to 68. Builders cited increasing lumber prices as a concern affecting builders’ outlook on housing market conditions for new single-family homes. Any reading over 50 for the NAHB Housing Market Index indicates that more builders than fewer are positive about housing market conditions, but July’s reading was the lowest in eight months. NAHB said that home builder confidence in market condition “remains strong.”

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Home and Garden

Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist
September 1, 2017 |

Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist

It’s a very exciting time for most parents when their kids begin to crawl, but it can also be much more difficult to watch over your child and ensure their safety. If your child is starting to get along on their own and you’re preparing to baby proof, here are the main areas and items you’ll want to watch out for.

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Community Living: The Quick and Easy Guide to Starting a Community Garden
August 8, 2017 |

Community Living: The Quick and Easy Guide to Starting a Community Garden

Ah, the city. With so many people living in an urban landscape these days, it can be hard to find anything more than a planter on the balcony for your herbs. And good luck finding space for vegetables or large flowering plants! Fortunately, coming up with a community garden can be a great way to get the locals together. If you’re wondering how to get started with this fun project, begin with the following guide.

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Living Under Water Restrictions? Transform Your Garden With These Succulent Plants
August 3, 2017 |

Living Under Water Restrictions? Transform Your Garden With These Succulent Plants

It can be difficult to deal with water restrictions if you’re a bit of a green thumb and don’t want your beautiful plants to go to waste. Fortunately, there are plenty of succulents out there that can be quite striking and will still be able to store the water they need to survive. If you’re looking for some low-maintenance plants that thrive in the dry season, here are a few succulents that will do the trick.

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Other Recent Posts

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a Look

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a Look

September 19, 2017 |

Are you thinking about buying a new house or apartment? If you are going to take out mortgage financing, one consideration you will have is your down payment, which is the amount you pay up front in cash to cover some of the purchase cost. Let’s consider a few points that will help you to decide how much is the right amount for your down payment.

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What’s Ahead For Mortgage Rates This Week – September 18, 2017

What’s Ahead For Mortgage Rates This Week – September 18, 2017

September 18, 2017 |

Last week’s economic readings release included reports on inflation, core inflation retail sales and retail sales excluding autos. Consumer sentiment, along with weekly readings on mortgage rates and new jobless claims were also reported.

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3 Useful Tips for First-time Homebuyers Trying to Navigate the System

3 Useful Tips for First-time Homebuyers Trying to Navigate the System

September 15, 2017 |

Whether you’re tired of renting, need more space or want to make an upgrade, buying your first home is the solution. However, if you have never participated in the market before it can be a bit daunting at first. Let’s explore a few useful tips that are helpful for first-time homebuyers who are new to the process of buying real estate.

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