Mortgage Information Center

3 Reasons Why the Cost of Title Insurance is Worth the Investment
September 2, 2015 |

3 Reasons Why the Cost of Title Insurance is Worth the Investment

Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.

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Buying a New Home? Three Tips on How to Get the Best Mortgage Rate
August 27, 2015 |

Buying a New Home? Three Tips on How to Get the Best Mortgage Rate

Buying a new home is one of the biggest steps that a person can take. Prior to taking out a home loan, you want to ensure that you get the best interest rate for your mortgage. In today’s blog post we’ll share three key tips that will help you get the best possible mortgage rate.

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A Few Common Misconceptions About Mortgage Pre-Qualification
August 25, 2015 |

A Few Common Misconceptions About Mortgage Pre-Qualification

By understanding how pre-qualification works, you’ll be able to find the right mortgage for you – at the best possible rate. So what is mortgage pre-qualification, and what isn’t it? Here are three common pre-qualification myths that you may have heard.

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Home and Garden

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate
August 28, 2015 |

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

Whether buying or renovating an older property, many people are interested in learning how to instill modern luxury in older property. The good news is that this is easier than it sounds, and it can be accomplished by following a few simple tips.

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Tiny, but Cozy: 3 Ways to Furnish Small Spaces to Make Them Feel Much Larger
August 7, 2015 |

Tiny, but Cozy: 3 Ways to Furnish Small Spaces to Make Them Feel Much Larger

When decorating a small space, there is a general desire to make the space look and feel larger than it is while also meeting basic functional needs in the room. By following a few important tips, it is possible to furnish smaller spaces so that they are functional and do not feel cramped.

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How to Cut a Watermelon
[ 0 ] July 28, 2015 |

How to Cut a Watermelon

Hot days call for watermelon. This video will show you how to choose a watermelon and two different strategies for cutting and peeling  your fruit.

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Home Buyer Tips

Buying an Investment Property? 3 Key Home Features That Will Help Ensure You Turn a Profit
August 19, 2015 |

Buying an Investment Property? 3 Key Home Features That Will Help Ensure You Turn a Profit

The key to a successful real estate investment is choosing the right property. A great property will reap dividends for years to come. Look for these three features in your next investment property and you’ll have no trouble finding one that turns a profit.

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House Hunting in a New City? Three Ways to Determine Which Neighborhoods Are Up and Coming
August 14, 2015 |

House Hunting in a New City? Three Ways to Determine Which Neighborhoods Are Up and Coming

If you’re moving to a new city and you’re looking for an affordable home in a nice neighborhood, one great way to get a fantastic home without paying sky-high prices is by choosing a home in an up-and-coming neighborhood. Communities that are starting to gentrify make it easy to find an affordable home, especially if you buy before the prices start to rise.

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3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay
August 6, 2015 |

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

If you’re in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that will come into play – and it’s easy to forget something. When you’re preparing to close on your new home, make sure you consider these three closing costs that most buyers forget.

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Other Recent Posts

What’s Ahead For Mortgage Rates This Week – August 31, 2015

What’s Ahead For Mortgage Rates This Week – August 31, 2015

August 31, 2015 |

Last week’s economic news included several reports related to housing. The Case-Shiller 20-City Home Price Index for June rose to 4.50 percent as compared to May’s reading of 4.40 percent. Denver, Colorado was the only city to post double-digit year-over-year growth. FHFA also released its House Price Index for June. Home prices for properties associated with mortgages owned or backed by Fannie Mae and Freddie Mac rose at a year-over-year rate of 5.60 percent in June as compared to May’s reading of 5.70 percent.

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Market News for August 28, 2015

Market News for August 28, 2015

[ 0 ] August 28, 2015 |

Inflation remained tame in July due to falling prices at the gas pumps, which could give the Federal Reserve reason to hold off on an interest rate hike in September. The Commerce Department’s Bureau of Economic Analysis (BEA) reported that Core Personal Consumption Expenditure (PCE), which measures the prices paid by consumers for goods and […]

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Market News for August 27, 2015

Market News for August 27, 2015

[ 0 ] August 27, 2015 |

Economic growth in the U.S. surged in the second quarter led by rising business investments and consumer spending. The Bureau of Economic Analysis reported that the second reading for second quarter Gross Domestic Product (GDP) rose by 3.7%, above the first reading of 2.3% and well above the anemic 0.6% recorded in the first quarter. […]

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American Cancer Society Relay for Life

American Cancer Society Relay for Life

[ 0 ] August 26, 2015 |

We like to support local organizations here at emortgages.com.  And if there is a personal connection, we are all in. The American Cancer Society’s Relay for Life is this weekend in Petaluma and we are involved. From left to right, Marketing Dept. Daphne, Broker Jehoshua Shapiro, Loan Processor Carrie Pierson, and Carrie’s son Matt Pierson. […]

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Market News for August 26, 2015

Market News for August 26, 2015

[ 0 ] August 26, 2015 |

The Mortgage Bankers Association (MBA) reported on Wednesday that a recent study showed that housing demand will surge over the next ten years. The MBA feels that between 13.9 and 15.9 million households will be formed by 2023, making the next 10 years one of the strongest in housing in U.S. history. The MBA went […]

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