Most people don’t know whether or not a single missed mortgage payment can have serious consequences for their credit score.
When taking on a new mortgage it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain.
Are you shopping for a home or a new mortgage? If you are interested in finding the best possible financial product, it is important to consider the benefits of selecting a Qualified Mortgage.
Your garden is now in its teen years – and your plants are growing, producing, and hungry. Here are some tips for fertilizing your mid-summer vegetable plants for for a bountiful harvest.
Roasting marshmallows, extending the use of your backyard by providing warmth on cool evening, or just enjoying the great atmosphere that a backyard fire pit can bring to a gathering, are all good reasons to build one of your own. These instructions from Lowe’s are easy to follow, with lots of good advice to make […]
Boosting ones’ chances of selling their home can be done in a number of ways. One simple way is to utilize the art of Feng Shui – an ancient Chinese art, used to manipulate the flow of energy in your home.
Once you have found that perfect home with the right price and every little feature you were hoping for, it’s important to keep in mind that the home has been presented in a way that accentuates its highlights and shadows any flaws. For this reason, it is crucial that you get a home inspection before completing a purchase.
Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.
Foreclosure starts across the U.S. unexpectedly rose from April to May by 9.5%, as reported by Black Knight Financial Services. The rise comes after eight straight months of declines with starts down 32% since January. Black Knight said that half of the foreclosure starts are repeat foreclosures, rather than new entries. Repeats are loans that […]
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Freddie Mac released its July U.S. Economic and Housing Market Outlook this week showing mixed data results for the housing recovery as we head into the second half of the year. The report said that after a disappointing first part of the year, expect home sales to play catch up and accelerate for the remainder […]
According to the National Association of REALTORS, existing home sales surpassed both May sales and expectations for June.
The housing sector received some good news on Tuesday as the National Association of REALTORS® reported that June Existing Home Sales rose by 2.6% from May to an annual rate of 5.04 million units. That was slightly above the 5.0 million expected. However, the 5.04 million is 2.3% below the 5.16 million recorded in June […]
A 15-year fixed mortgage is, as its name suggests, a mortgage that’s paid off after 15 years. Since it amortizes fully, after that amount of time you won’t have to pay anything else. This type of mortgage has a lot of benefits, and in this article we’ll share just a few of them.
Home price appreciation in the past few years may have topped out, says a report from Bank of America Merrill Lynch. The bank said that Americans should prepare for a few years of stagnant prices. Home prices were undervalued by 6% at the end of 2011, says the report, but are now nearly 10% overvalued. […]